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Plan foarút om stabiler te wêzen

Time: 2020-08-27 hits: 15

Krekt nei 2020 binne in soad swarte swan-ynsidinten bard, it swarte swan-evenemint ferwiist nei in wichtich ûnfoarspelber barren. It feroare alles ûnferwachts.
D'r kin in "swarte swan" efter elkenien wêze.

The new coronavirus epidemic is undoubtedly the “black swan incident”, which may happen once in decades. But it ’s worth noting that in the presence of most of you and me who only rely on wages and salaries to support their lives, “Black Swans” are sometimes present. Life is full of uncertainty qualitatively, “good sailing” can only be our good wishes.

Once the “Black Swan” arrives, no one can guarantee that he will survive.Buffett said “It’s only when the tide goes out that you know who is swimming naked” What we need is not only higher income, but also real crisis awareness, as well as protection against risk exposure and avoiding naked swimming.

Many times, the brain will ignore the unpredictable, uncertain, and unstable factors in reality in order to be happy. When necessary, we must think against the brain’s intuition. Maintain good financial status for individuals and families in response to the “black swan” that may come at any time. The biggest challenge in breaking away is to deal with your own demon-the instinctive desire for possession, the vanity and greed in human nature. It is not blindly organizing and throwing things, nor is it to uninstall a certain shopping software. It is a subversion of our consumption habits and thinking patterns. Cut off unwanted things. Give up, throw away excess, leave the obsession with desire.

No foar josels, lit gewoan wat jo net nedich binne los. Lit gean, it libben kin fierder gean.

Plan ahead to be more stable. Consciously plan your career prospects and family asset allocation, and put the work ahead, you can definitely not be afraid of most “black swan” incidents

First, stop credit consumption. Develop a practical repayment plan to pay off current liabilities as early as possible.

Twad, begjin te besparjen. As de ferplichtingen op koarte termyn ôfbetelle binne, sil 10% fan elk ynkommen brûkt wurde om besparring te twingen. Litte wy gewoan beskôgje dat it ynkommen is ferlege mei 10%. Dit sil gjin ynfloed hawwe op ús libben, mar it kin ús helpe in gewoante foar fermogensbehear te ûntwikkeljen fan "earst ynvestearje, dan konsumpsje". Nei't it besparringsbedrach genôch is om de libbenskosten foar 3-6 moannen te stypjen, kin de folgjende besparring basearre wurde op 'e finansjele doelen en risikotolerânsje fan elke libbensfase, en in ridlike allocaasje fan aktiva tusken it stabile akkount en it ynvestearringsrekken

Third, buy commercial insurance. Don’t wait because we don’t know when the risk occurs. No one would have thought that in the beginning of 2020, there would be an outbreak of pneumonia that affected so much; no one would think that Kobe, 41, would be killed in an accident.

Dit is de ûnwissichheid fan risiko. It kin wurde sein dat it it lot is fan elk fan ús. Foarsoarchsmaatregels nimme, problemen foarkomme foardat se foarkomme, en in wiidweidige konfiguraasje foar basisgarânsje ynstelle is de bêste manier om mei sokke risiko's om te gean.
As it folgjende Black Swan-ynsidint wer bart, hoopje ik dat wy rêstich kinne omgean.

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